A direct lender rooted in Windsor, Colorado — committed to putting capital to work for businesses that deserve it.
Affordable Auto Body and Sales is a direct business lender headquartered in Windsor, Colorado. We exist to bridge the gap between ambitious small business owners and the working capital they need to grow, operate, and thrive — without the runaround of traditional financing.
We're located at the intersection of Colorado's Front Range economy — where agriculture, manufacturing, technology, and small business converge. We understand the pace of business here because we're part of it.
"We believe that access to capital shouldn't be a privilege. Every business with real revenue and a real need deserves a real conversation."
As a direct lender, we hold the capital ourselves — meaning you deal with one team from start to finish. No brokers passing your file. No mystery counterparties. Just a straightforward process designed to get your business funded and moving.
8014 Steeplechase Dr, Windsor, CO 80550. Proudly serving businesses across Colorado and nationwide.
We fund businesses directly from our own capital. You get faster decisions and a single point of contact throughout the process.
Working capital loans, revenue-based financing, equipment financing, invoice factoring, and business lines of credit.
Apply online, receive a decision quickly, and access funds as fast as 24 hours after approval — with terms you can actually understand.
Clear terms, honest communication, and no surprises. We explain every aspect of your funding agreement so you know exactly what you're signing.
Business moves fast. Your funding should too. We've built our process to minimize delay from application to deposit — because time is money.
We're not here for a single transaction. We aim to be the funding partner businesses return to as they grow — building relationships, not just loans.
We evaluate every business on its actual performance and potential — not just conventional metrics that exclude capable borrowers.
Your business data and financial information are protected with industry-standard security protocols at every step of the application process.
Capital should be accessible to businesses that need it — not just those with perfect credit or established banking relationships. We open the door.
Our team brings deep experience in business lending, financial services, and Colorado's business landscape to every client engagement.
Shelly works directly with business owners to understand their funding needs and match them with the right capital solution. With a focus on clear communication and fast execution, she ensures every client has a smooth experience from application to funding.